Harsh Thakkar
Harsh Thakkar

Treasury Product Management Expert

I build liquidity and treasury products for financial institutions—helping corporate and commercial clients gain greater control, visibility and efficiency over their cash.

Harsh Thakkar
AT A GLANCE

12+ years turning complex financial products into clear, usable experiences.

My experience sits at the intersection of product, technology and financial services — taking ideas from discovery and requirements through design, development, launch and continuous improvement.

PRODUCT EXPERTISE

Building products across treasury and commercial banking.

Experience across the financial products and infrastructure that help businesses manage accounts, liquidity and the movement of money.

Virtual Account Management

Designing account structures that simplify reconciliation, improve cash visibility and give businesses greater control over complex account relationships.

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Liquidity Management

Building solutions that help businesses concentrate, position and optimize liquidity across accounts, entities and currencies.

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Tokenized Deposits

Exploring how programmable commercial bank money can enable real-time liquidity movement, automated treasury actions and new transaction models.

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Commercial Payments

Developing payment experiences across domestic and cross-border flows, with a focus on control, visibility and reliable execution.

Commercial Deposits

Building business deposit and account capabilities that support operating cash, liquidity management and broader treasury relationships.

Treasury Reporting

Turning balances, transactions and cash movements into clear reporting that helps treasury teams understand positions, investigate activity and make decisions.

HOW I CREATE IMPACT

Turning client problems into scalable products.

I turn complex product challenges into clear paths forward — aligning client needs, business priorities and technology from strategy through execution.

DISCOVER

Client & Market Insights

Understand client workflows, pain points and market signals to identify the right problems to solve.

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ANALYZE

Competitive Intelligence

Assess competitors and market trends to uncover gaps and differentiated opportunities.

DEFINE

Product Strategy

Turn insights into product vision, priorities and a scalable roadmap.

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04
BUILD

Build & Deliver

Translate strategy into requirements and deliver with cross-functional teams.

GROW

Launch & Adoption

Drive launch, adoption and continuous improvement using feedback and performance data.

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IMPACT Client problems transformed into scalable products and measurable business value.
LET'S CONNECT

Interested in discussing liquidity, treasury or product opportunities?

I’m always open to connecting with product leaders, financial institutions and teams building the next generation of treasury and liquidity solutions.